Medicare Advantage (MA) is the crown jewel of government health care programs. It allows seniors to choose a health insurance plan that fits their needs. It gives them extra benefits, including eyeglasses and hearing aids, and pays for preventive care such as physical exams. Under MA, seniors don't need to buy supplementary Medigap insurance. It covers prescription drugs, in many cases beyond what the regular Medicare prescription drug program does. It requires lower deductibles and copayments, and thus is more affordable. Roughly one in four Medicare beneficiaries has signed up for MA. That's 10.6 million seniors. A disproportionately high percentage of them are poor African Americans and Hispanics.
You can find the rest of the article here.
No comments:
Post a Comment